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Ghanians Can Now Make Payments With Their National ID Cards

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Ghanaians can now use their National identification cards to make payments after the country’s National Identification Authority (NIA) added a digital wallet to the Ghana Card, expanding the card’s use beyond identification and travel documents.

The new feature, which was first announced in September 2025, now allows Ghana Card holders to withdraw cash from Automated Teller Machines (ATMs), make payments in stores and online, carry out international transactions in more than 200 countries, and access services such as insurance and emergency assistance.
The Ghana Card is already widely used across the country for services including SIM registration and passport applications.

By linking a digital wallet to a nationally issued identity card, Ghana hopes to make financial services more accessible and reduce barriers for people who may not have access to traditional banking products.

Credit: Tribune Online
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